Square invoice fee calculator

To receive $2,000.00 from a Square invoice paid by card on the Free plan, invoice $2,068.57. On Square Plus or Premium, invoice $2,060.05.

Your payment

Square Free plan invoice: 3.3% + $0.30.

Invoice$2,068.57to receive $2,000.00
  • Fees on this payment$68.57
  • You receive$2,000.00
  • Fees as a share of the invoice3.31%

Every rate at this amount

PaymentRateFeeYou receiveInvoice

The numbers, worked

Square's fee page lists invoices paid by card at 3.3% + $0.30 on the Free plan and 2.9% + $0.30 on Plus and Premium. A bank transfer (ACH) on an invoice is 1%, with a $1 minimum and a $10 cap.

On the Free plan: ($2,000.00 + $0.30) ÷ (1 − 0.033) = $2,068.57, a fee of $68.57. On Plus or Premium: ÷ (1 − 0.029) gives $2,060.05, a fee of $60.05.

Paid by bank transfer, $2,000.00 would carry a 1% fee of $20.00, but the $10 cap holds it at $10.00, so you invoice $2,010.00.

Rates as published on Square's fees, read October 6, 2026. Rates change and can differ for your account, so check yours. Grossup is arithmetic, not tax, legal or financial advice.

Questions

Why is my Square invoice fee 3.3%?

That is the Free plan's rate for invoices paid by card on Square's fee page. Plus and Premium list 2.9% + $0.30.

Does Square charge more for cards from abroad?

Square's page lists a 1.5% international transaction fee for cards issued in another country. Type 4.8 in Percent fee to see it on the Free plan.

What about a bank transfer on the invoice?

1% with a $1 minimum and a $10 cap. The bank transfer page compares it with Stripe and PayPal.